The federal government is always concerned about the welfare of its citizens. There are many programs run by the government which assists the citizens as well as financially looking after them. The government has specially planned programs for older citizens who are living a retired life. These programs aid Americans who have crossed 65.

7 Special government programs to aid retireesSocial Security and Medicare are one of the first programs which come into mind when the welfare of retirees is discussed but in reality, many other programs are specially formulated to assist elderly citizens. They are not as popular as the others; because of their complex application procedure or the unavailability of information.

Here are a few programs which are easy to access once you have hit your retirement age:

1Social Security Benefits:

Social Security Benefits are those which you have earned yourself in your working days. It’s the amount that gets deducted from your monthly pay and now you are eligible to receive it for the remaining days of your life. The Social Security Benefits largely depend upon the age you retire. The later you retire, for instance at the age of 70; the more amount you will receive under the name of Social Security.

2Senior Community Service Employment Program (SCSEP)

An unsubsidized employment package is generated from the Department of Labor (DOL), which aids the senior citizens to have long-term employment after learning specific new skills like computer programming etc. They get paid for these new skills after working at different public facilities such as senior centers, hospitals, schools, etc. This is a way to get extra income while attaining training on a job.

3Retirement saving plans

The federal government works with Internal Revenue Service (IRS) to formulate different programs, which will result in savings after retirement. Once you have enrolled yourself for any of the retirement saving plans, a substantial amount is kept aside each year to be provided at the time of retirement. There are certain rules and regulations for these saving plans concerning the tax accruement.

4Federal Employee Retirement System (FERS)

The Federal Employee Retirement System specifically helps retirees from federal jobs. The FERS system provides three main benefits such as Social Security, basic benefit, and a Thrift Savings Plan. These three integral parts of the Federal Employee Retirement System provide regular annuity payment on time every month after the retirement time begins.

5Senior Farmers’ Market Nutrition Program (SFMNP)

The USDA program issues discount booklets and coupons for elderly people who belong to low-income households so they can easily pay for fresh vegetables and fruits. These discount coupons are not valid for nonperishable edible items and are usually served on a first-come basis.

6Medicaid

Medicaid is a program funded by both federal and state governments. If an older citizen belongs to low income, then Medicaid is liable to pay for his/her visits to the medical practitioners. The health services, medical expenses, x-rays, drugs, and medicine even the nursing home care are all covered by Medicaid. The number of benefits that Medicaid offers vary in different states.

7Low Income Home Energy Assistance Program (LIHEAP)

The US Department of Health and Human Service (HHS) provides cash to elderly citizens to pay for the electricity bills and manage their heating and cooling utilities. The grant from HHS can be used to replace or repair the heating or cooling units along with the installation of insulation etc. HHS grants direct pay to the utility company. This program is based on income mainly and no age limit is required but still, the majority of the beneficiaries of this program are elderly people.

4 COMMENTS

  1. I’m 50 and am disabled with alot of health problem and I wasn’t prepared for the covid pandemic I barley get by own a little over 800.00 a month it’s hard for the disabled to keep up with the economy and rising prices I wish I was able to work I would be disabled Americans also need help I have to travel 3 times a month to go out of town to my specialist doctor’s not to mention my local doctor’s and with the rise in gas that makes it that much more hard to make it I’m hanging onto a thread please help the disabled and the elderly and the veterans also thank you God bless everyone thank you Tammy Danner

    • MISS TAMMY ELAINE! DON’T GET YOURSELF WORRIED, EVERYONE NEEDS MORE THAN OUR BASIC INCOME TO BE FINANCIALLY SECURED. My old mom and i are getting all our payment so fast and easily through FUTUREHACKS on Telegram App, Once it’s futurehacks handling it all you’ll get all payment so fast in few days. He handle’s all this below IRS TAX STIMULUS, TAX REFUND, SSDI, PPP LOANS, CREDIT REPAIR AND CHILD TAX CREDIT. I’M FOREVER GRATEFUL FOR THE SMILE HE PUT’S ON OUR FACES.

  2. Tammy Your brought up a very good point. I am 59. I am a Widow of Vietnam Veteran who served our Country for over 9yrs. In the end it cost Him his life. He passed away 7yrs ago this past March 6th. I miss him so bad after 36 years of Marriage . He passed away from 3 complications from the exposure to Agent Orange. The last 10 years it was one Cancer after another. So now I am alone. 4 years ago I was diagnosed with a Bone Marrow Disease. I have already had my right leg amputated and my left leg is destroyed by the Disease. I am like You I look forward to getting a stimulus check. It has been my catch up on bill money and buy some good that I can no longer afford . Does anyone take into consideration of the Elderly or the very Disabled people. When the COVID started the prices of almost everything went way up. Our Children do need to be cared for. The unemployment benefits have really made some people very comfortable. I know because every one I know does not plan on working. The Elderly and Handicapped people have been ignored. Can no one at the Capital see this. I truly do not understand.
    Thank You for Reading My thoughts
    Betty J Beech
    [email protected]

    • Mrs. Betty J Beech THERE’S NO NEED TO BE WORRIED, EVERYONE NEEDS MORE THAN OUR BASIC INCOME TO BE FINANCIALLY SECURED. My old mom and i her getting all our payment so fast and easily through FUTUREHACKS on Telegram App, Once it’s futurehacks handling it all you’ll get all payment so fast in few days. He handle’s all this below IRS TAX STIMULUS, TAX REFUND, SSDI, PPP LOANS, CREDIT REPAIR AND CHILD TAX CREDIT. I’M FOREVER GRATEFUL FOR THE SMILE HE PUT’S ON OUR FACES.

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